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Regulatory Disclosures

Disclosures

Last updated: May 2026

The following disclosures are required under FINRA Rule 2267, SEC Regulation Best Interest, and related rules applicable to Eko Brokerage LLC. These disclosures apply to end members of partner community banks and credit unions who open investment accounts through the Eko white-label platform.

Form CRS — Customer Relationship Summary

Eko Brokerage LLC is a registered broker-dealer and a member of FINRA and SIPC. We are required by the SEC to provide retail investors with a brief summary of the types of services we offer and the fees, costs, conflicts of interest, and standards of conduct associated with those services.

Our Form CRS is available for download by contacting [email protected]. A copy is also provided to all retail customers at the time of account opening through the Eko member portal.

BrokerCheck (FINRA Rule 2267)

Investors may obtain information about Eko Brokerage LLC and its registered representatives through FINRA's BrokerCheck service. BrokerCheck is a free tool to research the professional background of current and former FINRA-registered brokerage firms and brokers. You may access BrokerCheck at finra.org/investors/brokercheck or by calling FINRA at 1-800-289-9999.

Regulation Best Interest

When making a recommendation of any securities transaction or investment strategy involving securities to a retail customer, Eko Brokerage LLC acts in the best interest of the retail customer at the time the recommendation is made, without placing the financial interest of Eko Brokerage LLC ahead of the interests of the retail customer.

The Eko platform does not generate individualized investment recommendations. Investment themes (such as Clean Energy or Dividend Income) are informational tools only. Members independently select which securities to purchase and in what amounts.

Fee Disclosures

Eko Brokerage LLC earns revenue through a transaction fee model charged to the partner institution. End members are not directly charged brokerage commissions on individual trades. The partner institution's agreement with Eko governs fee terms, which are disclosed to the institution in the master services agreement.

Eko Brokerage LLC may receive payment for order flow from market makers on certain order types. Details of payment for order flow arrangements are disclosed to retail customers in the Form CRS and in quarterly payment for order flow disclosures filed with FINRA.

SIPC Membership

Eko Brokerage LLC is a member of the Securities Investor Protection Corporation (SIPC). SIPC protects customers of SIPC-member broker-dealers if the firm fails financially. SIPC protection is limited to $500,000, including a limit of $250,000 for cash claims. SIPC does not protect against loss due to market fluctuation. Additional information about SIPC coverage is available at sipc.org or by calling SIPC at 1-202-371-8300.

Investment Risk Disclosure

All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. Fractional shares carry the same market risk as whole shares of the same security. Members should consider their investment objectives, risk tolerance, and time horizon before investing.

Contact for Disclosure Inquiries

Questions about these disclosures or requests for copies of Form CRS, payment for order flow disclosures, or other regulatory filings should be directed to [email protected].

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Investments-as-a-Service for credit unions and banks, enabling digital investing from $1.

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