Make digital investing a standard feature of every community bank and credit union, starting at $1.
In 2022, Mart Vos audited the member experience at a $400M-asset Iowa credit union. He sat in on new-account openings, read two years of exit survey data, and found the same answer every time: members under 40 were leaving because they couldn’t invest with the same institution where they kept their checking account. The credit union knew. Its compliance team had spent two years evaluating brokerage options and rejected them all—too expensive, too slow, too much regulatory exposure for a 3-person compliance team already stretched thin.
Community banks and credit unions hold the primary financial relationship for more than 130 million Americans. But that relationship stops at deposits. It doesn’t extend to investing—and that gap is where Robinhood, Acorns, and a dozen other apps have built their membership base over the past decade. We built Eko because we kept running into the same situation: institutions that wanted to offer investments, had the member demand to justify it, and had no viable path to market that didn’t require $500K upfront and 18 months of regulatory groundwork.
We’re fixing that. Eko is the API layer that sits between the institution’s core banking system and a fully compliant, white-labeled investment experience. Not a referral. Not a redirect. Your brand, your member relationship, your institution stays in the picture. Investing becomes a standard feature—the same way online bill pay became one twenty years ago.
