Investment Infrastructure

The investment infrastructure powering community banking

Eko gives community banks, credit unions, and regional asset managers the API infrastructure to offer diversified investment products — compliantly, on their timeline.

Regulatory compliance built-in
Angel-backed — Chicago, IL
Financial Services — Founded 2023
SOC 2 controls in design
FINRA workflow documentation
12+ financial institutions

The Problem

Community banks are losing deposit relationships to fintechs

Smaller institutions can't afford the engineering teams to build investment rails from scratch. The compliance burden alone — FINRA mapping, AML policy, KYC/CIP workflows — consumes months before the first account opens.

Eko provides the complete API stack — account management, order routing, compliance reporting — so your team focuses on your members, not the plumbing.

Platform

The full stack. Without the overhead.

Six integrated modules — from account opening to trade settlement to compliance reporting. Deploy individually or as a complete stack.

Account Management API

Open and manage brokerage sub-accounts for your customers in hours, not months.

Order Routing Engine

Smart order routing across equities, ETFs, and fixed income — with automatic best-execution reporting.

Compliance Automation

Pre-built AML, KYC, and FINRA reporting — no compliance team expansion needed.

Portfolio Reporting

Real-time portfolio data in your brand, delivered via embeddable widgets or raw API.

Fractional Shares

Enable lower investment minimums for underserved communities — a key CRA consideration.

White-Label Ready

Fully branded to your institution. Your customers never see the word 'Eko'.

Onboarding

From integration to live in 90 days

A structured path from API sandbox to full member deployment — with compliance review built into every step.

01

API Integration

Connect Eko's REST API to your core banking system. Sandbox environment available day one.

02

Compliance Review

Our team walks your compliance officers through the regulatory documentation package.

03

Pilot Launch

Launch with a defined member cohort before full rollout — manage risk, prove results.

04

Full Deployment

Scale to your full member base with dedicated infrastructure and monitoring.

Customer Evidence

Trusted by community financial institutions

"Eko let our team offer brokerage accounts without hiring a single additional compliance officer. The pre-built reporting package was exactly what our examiners asked for."

Director of Retail Banking

Midwest community bank, $1.8B in assets

"Our members had been moving deposits to robo-advisors. Eko let us compete with a product that felt native to our mobile app."

VP of Member Experience

Regional credit union, 45,000 members

Compliance

Designed for regulatory scrutiny

Every Eko integration ships with a compliance documentation package: FINRA workflow mappings, AML policy templates, and examiner Q&A guides — written for bank compliance teams, not software engineers.

Review Compliance Framework
FINRA Rule 4511 compliance documentation
BSA-AML policy templates and escalation procedures
KYC/CIP workflow diagrams for examiners
CRA investment credit documentation
SOC 2 controls in design (not a licensed broker-dealer)

Ready to offer investment products to your members?