About Eko

We built Eko to solve a problem we lived

Founded in Chicago in 2023, Eko is the investment infrastructure layer for community banks and credit unions — built by a team that saw the gap firsthand.

Modern Chicago office workspace with city skyline view, two professionals reviewing financial data on monitors

Founder Story

Mart Vos, CEO & Founder

Mart spent nearly a decade in banking technology, working on integration projects between core banking systems and financial product vendors across community institutions in the Midwest. He saw the same problem play out at institution after institution: the compliance and engineering overhead for investment products was prohibitive for banks under $3B in assets.

In 2023, Mart founded Eko from Chicago with a clear thesis: community banks deserve the same investment infrastructure as Goldman Sachs. The company is angel-backed and intentionally focused on the community banking segment — not a pivot from a broader B2C fintech play.

The team is based in Chicago's Fulton Market district, five minutes from the Chicago Mercantile Exchange and within the city's dense network of community financial institutions that serve as both customers and early-adopter design partners.

Our Mission

"Community banks and credit unions are the backbone of American small business and working-family finance. They deserve the same investment infrastructure as Goldman Sachs."

Team

The team building Eko

Mart Vos, CEO and Founder of Eko

Mart Vos

CEO & Founder

VP of Engineering at Eko

Arjun Mehta

VP of Engineering

Head of Compliance at Eko

Denise Warren

Head of Compliance

Head of Partnerships at Eko

Carlos Ruiz

Head of Partnerships

Product Lead at Eko

Mei Lin

Product Lead

Values

How we think about building Eko

Institutional Trust

Community banks are regulated institutions. Everything we build — the documentation, the compliance package, the API contracts — is designed to hold up under regulatory examination. We don't ship features that would embarrass a compliance officer.

Community First

The institutions we serve exist to serve their local communities. We take that mission seriously: fractional shares exist in our product specifically because CRA investment credit matters to our customers. Our roadmap is shaped by what community institutions need, not what's easy to build.

API-Grade Engineering

Infrastructure companies are defined by their reliability and developer experience. We maintain a sandbox environment, publish changelogs for every API update, and treat breaking changes as the highest priority issue in our engineering backlog. Your integration must not break.

Press

Eko in the industry press

Synthetic editorial coverage — fictional publication names.

American Banker

"Eko is filling a gap that community banks have struggled with for years — investment infrastructure at a price point that makes sense below $2B in assets."

Fintech Futures

"The compliance-first approach differentiates Eko from API-first competitors who treat regulatory documentation as an afterthought."

Bankrate

"Community banks using Eko are launching investment accounts in under 90 days — a timeline that would have been impossible five years ago."

Work with the Eko team

We're hiring engineers, compliance professionals, and partnerships leads who want to rebuild community banking infrastructure.