The investment infrastructure powering community banking
Eko gives community banks, credit unions, and regional asset managers the API infrastructure to offer diversified investment products — compliantly, on their timeline.
The Problem
Community banks are losing deposit relationships to fintechs
Smaller institutions can't afford the engineering teams to build investment rails from scratch. The compliance burden alone — FINRA mapping, AML policy, KYC/CIP workflows — consumes months before the first account opens.
Eko provides the complete API stack — account management, order routing, compliance reporting — so your team focuses on your members, not the plumbing.
Platform
The full stack. Without the overhead.
Six integrated modules — from account opening to trade settlement to compliance reporting. Deploy individually or as a complete stack.
Account Management API
Open and manage brokerage sub-accounts for your customers in hours, not months.
Order Routing Engine
Smart order routing across equities, ETFs, and fixed income — with automatic best-execution reporting.
Compliance Automation
Pre-built AML, KYC, and FINRA reporting — no compliance team expansion needed.
Portfolio Reporting
Real-time portfolio data in your brand, delivered via embeddable widgets or raw API.
Fractional Shares
Enable lower investment minimums for underserved communities — a key CRA consideration.
White-Label Ready
Fully branded to your institution. Your customers never see the word 'Eko'.
Onboarding
From integration to live in 90 days
A structured path from API sandbox to full member deployment — with compliance review built into every step.
API Integration
Connect Eko's REST API to your core banking system. Sandbox environment available day one.
Compliance Review
Our team walks your compliance officers through the regulatory documentation package.
Pilot Launch
Launch with a defined member cohort before full rollout — manage risk, prove results.
Full Deployment
Scale to your full member base with dedicated infrastructure and monitoring.
Customer Evidence
Trusted by community financial institutions
"Eko let our team offer brokerage accounts without hiring a single additional compliance officer. The pre-built reporting package was exactly what our examiners asked for."
Director of Retail Banking
Midwest community bank, $1.8B in assets
"Our members had been moving deposits to robo-advisors. Eko let us compete with a product that felt native to our mobile app."
VP of Member Experience
Regional credit union, 45,000 members
Compliance
Designed for regulatory scrutiny
Every Eko integration ships with a compliance documentation package: FINRA workflow mappings, AML policy templates, and examiner Q&A guides — written for bank compliance teams, not software engineers.
Review Compliance Framework